[Chat] IRA

[judy]

This may be asking for a lot. Does any one know of any type of savings 
products,CD or otherwise, with a flexible plan that will allow monthly 
withdrawals without any penalty or surrender charges?
At present I have an annuity with 3% interest. I am making monthly 
withdrawals. Just found out that I am being charged surrender fees which 
equal the amount of interest I would earn.

Thanks Judy